Sources: This Old House, updated October 7, 2026 (US averages) and Bob Vila, updated April 16, 2024 (Florida range, from HomeAdvisor and Angi data).
A roof replacement cost in Central Florida usually lands between $8,000 and $16,500 for an asphalt shingle roof, according to cost data from HomeAdvisor and Angi. Metal and tile cost more, close to four times as much per square foot on national averages. The national average for a 2,000 square foot shingle roof is about $10,300. Where your home falls depends on roof size, material, what has to come off, the condition of the wood underneath, and Florida's own code and insurance rules.
This guide walks through each of those, with sourced numbers, so you can read a quote with confidence. When you want a number for your own home, our roof replacement team will measure the roof and give you an itemized quote.
In this guide
- How much does it cost to replace a roof in Florida?
- Cost by roof size
- Shingles, metal or tile
- Why is replacing a roof so expensive?
- Florida rules that change the price
- Repair or replace?
- What goes into a quote from us
- Ways to lower the cost
- When to call in Central Florida
- Questions homeowners ask
How much does it cost to replace a roof in Florida?
The average cost of replacing a roof in Florida is about $8,000 to $16,500 for asphalt shingles. That is the state range Bob Vila reports from HomeAdvisor and Angi data. It sits a little above the national figures because Florida roofs have to be built for heat and hurricane winds.
So what does a 2,000 square foot house in Florida cost? Use the national average as a starting point. This Old House puts a 2,000 square foot asphalt shingle roof at $10,319.
That is a fair starting point for a Florida shingle roof of that size, and it sits inside the Florida range above. A complex roof, rotten decking or a second layer of old shingles moves it up.
One thing to watch: roof area is not the same as floor area. A sloped roof with overhangs covers more square feet than the rooms under it. So a 2,000 square foot house often has more than 2,000 square feet of roof. Roofers price by the "square," which is 100 square feet of roof surface.
Roof replacement cost by roof size
Here is how the price scales with roof area, using This Old House's per-square-foot averages for builder-grade materials on a simple, low-slope roof. Steep or complex roofs cost more.
| Roof size | Asphalt shingles | Metal | Clay tile |
|---|---|---|---|
| 1,000 sq ft | $5,160 | $19,300 | $22,210 |
| 1,500 sq ft | $7,740 | $28,950 | $33,315 |
| 2,000 sq ft | $10,320 | $38,600 | $44,420 |
| 2,500 sq ft | $12,900 | $48,250 | $55,525 |
| 3,000 sq ft | $15,480 | $57,900 | $66,630 |
Source: This Old House, "How Much Does a New Roof Cost?", updated October 7, 2026. US averages, not a quote.
How much does a roof replacement cost for a 1,500 square foot house? On those averages, about $7,740 for shingles. A 1,000 square foot roof is about $5,160. The average US roof is about 1,700 square feet, which This Old House prices at $8,772 in asphalt shingles.
Shingles, metal or tile: what each costs
Material sets most of the price. It also sets how long the roof lasts, which matters when you compare costs.
| Material | Cost per sq ft | Typical lifespan |
|---|---|---|
| Asphalt shingles | $5.16 | 30 to 35 years |
| Metal | $19.30 | 40 to 70 years |
| Clay tile | $22.21 | 50 to 100 years |
| Concrete tile | Not listed | 50 years or more |
Source: This Old House, updated October 7, 2026.
Is it cheaper to replace a roof with shingles or metal? Up front, shingles win by a wide margin. Metal and tile cost more on day one but can outlast two shingle roofs. Our pages on asphalt shingle roofs, metal roofing and tile roofing cover how each one holds up in Florida weather.
Why is replacing a roof so expensive?
Mostly labor. This Old House says labor is about 65% of the total project cost. Bob Vila puts it near 60%. A roof is skilled, physical work done at height, and in Florida it is done in the heat.
Here is what else adds up:
- Tear-off. Removing and hauling away the old roof. Bob Vila suggests budgeting an extra $1,000 to $1,500 for it.
- Rotted wood. Damaged decking or framing has to be replaced before the new roof goes on. Bob Vila puts that at $1,000 to $10,000, depending on how much there is.
- Permits. This Old House notes that permit fees often don't show up in a first estimate, so check your contract for them.
- Complexity. Valleys, dormers, skylights and chimneys each need flashing and add time.
- Pitch. Steeper roofs take more labor and more safety setup.
Florida rules that change the price
The 25% rule
What is the 25% rule in roofing? The Florida Building Code limits repairs to no more than 25 percent of a roof or roof section in any 12-month period. Go past that, and the section has generally had to be brought up to current code, as the Florida Roofing and Sheet Metal Contractors Association explains. That is how a big repair can turn into a replacement.
A 2022 change narrowed it. Under Florida Statute 553.844(5), if your roof was built, repaired or replaced to the 2007 Florida Building Code or later, only the part being repaired has to meet current code, even when it is 25% or more of the roof. Roofs older than that are still caught by the rule. So the year your roof went on can change what a repair costs.
Insurance and roof age
Roof age drives a lot of Florida replacements before the roof ever leaks. Under Florida Statute 627.7011(5), an insurer can't refuse to write or renew a homeowner's policy only because the roof is under 15 years old. For a roof 15 years or older, the insurer must let you get an inspection, at your expense, before requiring a replacement. If that inspection shows 5 or more years of useful life left, the insurer can't refuse the policy based on roof age alone.
Hurricane deductibles
If a storm is the reason for the new roof, your hurricane deductible matters. Florida Statute 627.701 requires insurers to offer hurricane deductibles of $500, 2%, 5% and 10% of the dwelling limit, with some exceptions for higher-value homes. On a $300,000 dwelling limit, a 2% deductible is $6,000. Check your declarations page so you know that number before a storm, not after.
Is it cheaper to repair or replace a roof?
In the short run, repair is almost always cheaper. The real question is whether the repair buys enough years to be worth it.
- Repair fits a roof with plenty of life left and one problem: a few lifted shingles, a failed pipe boot, a bad flashing joint. Our roof repair page covers what that involves.
- Replace fits a roof near the end of its life, with leaks in several places or shingles shedding granules. Patching it means paying for repairs now and a new roof soon after.
- Check the 25% rule. On an older roof, a large repair can trigger code work on the whole section, which narrows the gap between the two.
If you are not sure where your roof stands, start with a roof inspection.
What goes into a quote from us
Every roof is different, so this guide doesn't put a total on yours. What we can show you is what an itemized Sun State quote covers, line by line, so you can compare it with any other bid:
- Permitting and final inspection coordination
- Complete tear-off down to the deck
- Decking inspection, with damaged plywood replaced before the new roof goes on
- Synthetic underlayment
- Ice-and-water shield in valleys and around every penetration
- New metal drip edge, step flashing, valley flashing and pipe boots
- Your roofing material (shingle, tile or metal) installed to manufacturer spec
- Ridge ventilation balanced to your home
- Landscape protection and a magnetic nail sweep
- Workmanship and manufacturer warranties in writing
When you compare bids, check that each one lists the same items. A low number that leaves out the drip edge, the flashing or the permit is not a lower price. It is a different job.
Ways to lower the cost
- Get two or three itemized quotes and compare them line by line, not by the total.
- Pick the material for how long you'll stay. If you plan to move in a few years, shingles usually make the most sense. If this is your long-term home, metal or tile can cost less per year of life.
- Don't wait for the leak. Water that reaches the deck rots it, and rotted decking is one of the biggest add-ons on any quote.
- Look into My Safe Florida Home. The state's My Safe Florida Home program offers free wind mitigation inspections and, for eligible homes, grants of up to $10,000 for hardening work such as secondary water resistance and stronger roof-to-deck attachment. Funding comes and goes with the Legislature, so check whether applications are open.
When to call for a roof replacement in Central Florida
Call when your roof is 15 years or older and your insurer is asking about it, when you see leaks in more than one spot, or when shingles are curling, missing or shedding granules into the gutters. Those are the times an inspection and a quote pay for themselves.
We are based in Longwood and replace roofs across Central Florida, including Altamonte Springs, Lake Mary, Sanford, Winter Park and Orlando. See the full list on our service areas page.
Ready for a real number? Start with our roof replacement page, or use the form on this page for a free, itemized estimate.
Questions homeowners ask
What is the cheapest way to replace a roof?
Asphalt shingles are the lowest-cost material, at about $5.16 per square foot on This Old House's 2026 averages. Beyond material, the biggest savings come from replacing before leaks rot the decking, and from comparing itemized quotes line by line so you are not paying for a job that leaves items out.
Is it cheaper to replace a roof with shingles or metal?
Shingles are much cheaper up front: about $10,319 for a 2,000 square foot roof against about $38,593 for metal, per This Old House. Metal lasts longer, often 40 to 70 years against 30 to 35 for shingles, so the gap narrows when you count cost per year of life.
Is $30,000 too much for a roof?
For a typical asphalt shingle roof, $30,000 is high: the Florida range is about $8,000 to $16,500. For metal or clay tile it can be normal, since a 2,000 square foot metal roof averages about $38,593. Ask for an itemized quote so you can see what drives the number.
Can roofers replace a roof in one day?
Some small, simple shingle roofs can be done in a day. Most asphalt shingle replacements we do take 1 to 2 days, and tile and metal roofs take 3 to 5 days. We give you a realistic timeline at the quote stage.
What is the 25% rule for roofing in Florida?
The Florida Building Code limits repairs to 25 percent of a roof or roof section in any 12-month period before the section has to meet current code. Since a 2022 change in Florida Statute 553.844, roofs built to the 2007 code or later only need the repaired part brought up to code.
Is there such a thing as free roof replacement?
Not from a contractor. Florida Statute 489.147 bars roofing contractors from offering to waive your insurance deductible, or giving rebates or gifts, in exchange for a roof inspection or an insurance claim. If storm damage is covered, your insurer pays the claim minus your deductible.